|AIME (Average Indexed Monthly Earnings)||
The dollar amount used to calculate your Social Security benefit if you attained age 62 or became disabled (or died) after 1978. To arrive at your AIME, we adjust your actual past earnings using an "average wage index," so you won’t lose the value of your past earnings (when money was worth more) in relation to your more recent earnings. If you attained age 62 or became disabled (or died) before 1978, we use Average Monthly Earnings (AME).
|AME (Average Monthly Earnings)||
The dollar amount used in calculating your monthly Social Security benefit if you attained age 62 or became disabled (or died) before 1978. The AME is determined by dividing the total earnings in the "computation years" by the number of months in those same years. See Your Retirement Benefit: How It Is Figured.
|Appeal (Appeal Rights)||
You will receive a letter of explanation whenever Social Security makes a decision regarding your eligibility for Social Security or Supplemental Security Income (SSI) benefits. If you disagree with the decision, you have the right to appeal (ask us to review your case). If our decision was wrong, we’ll change it.
|Application for Benefits||
To receive Social Security benefits, Supplemental Security Income (SSI) payments, or Medicare, you must complete and sign an application.
|Application for a Social Security Card||
The application form you need to complete to obtain a Social Security number, or a replacement card. For more information see Get or Replace a Social Security Card.
Trò chơi có thưởngAn official religious record of your birth or baptism. In some situations we can use a baptismal certificate to establish your age.
In initial computation, a worker's (wage earner's) base years for computing Social Security benefits are the years after 1950 up to the year before entitlement to retirement or disability insurance benefits. For a survivor's claim, the base years include the year of the worker's death.
|Benefit Verification Letter||
Trò chơi có thưởngAn official letter from Social Security that verifies the amount an individual receives each month in Social Security benefits and/or Supplemental Security Income (SSI) payments. These letters are normally issued following a request from a person receiving benefits or his/her authorized representative.
Trò chơi có thưởngSocial Security pays five types of benefits:
Trò chơi có thưởngThe retirement, family (dependents), survivor, and disability programs pay monthly cash benefits, and Medicare provides medical coverage.
|Benefits – Reduced||
You can get the following reduced monthly benefits before reaching full retirement age:
|Birth Certificate (Original)||The record maintained by a governmental entity such as a state, county, parish, city, or borough that documents your birth. For additional information on obtaining a birth certificate see the .|
We use the term "Child" to include your biological child or any other child who can inherit your personal property under state law or who meets certain specific requirements under the Social Security Act; such as:
|COLA (Cost of Living Adjustment)||Social Security benefits and Supplemental Security Income (SSI) payments may be automatically increased each year to keep pace with increases in the cost-of-living (inflation).|
Computation years are the years with highest earnings selected from the base years.” We add total earnings in the computation years and divide by the number of months in those years to get the AME or the AIME. (We use your 35 highest years of earnings to compute your retirement benefits.)
|CPI-W (Consumer Price Index)||
An index prepared by the U. S. Department of Labor that charts the rise in costs for selected goods and services. This index is used to compute cost of living adjustments.
|Credits (Social Security Credits)||
Previously called "Quarters of Coverage." As you work and pay Social Security taxes, you earn credits that count toward your eligibility for future Social Security benefits. You can earn a maximum of four credits each year. Most people need 40 credits to qualify for benefits. Younger people need fewer credits to qualify for disability or survivors benefits.
For more information read: How You Earn Credits (05-10072).
|Decision Notice (Award Letter or Denial Letter)||
When you apply for Social Security, we decide if you will receive benefits. We send you an official letter explaining our decision and, if benefits are payable, we tell you the amount you will get each month.
|DRC (Delayed Retirement Credits)||
Social Security benefits are increased by a certain percentage (depending on date of birth) if a person delays taking retirement benefits beyond full retirement age.
Trò chơi có thưởng The benefit increase no longer applies after age 70, even if the person continues to delay taking benefits.
See Family Benefits.
The standard way to receive Social Security benefits and Supplemental Security Income (SSI). Your money is sent electronically to an account in a financial institution (bank, trust company, savings and loan association, brokerage agency or credit union). For more information see Social Security Direct Deposit.
You can get disability benefits if you:
For more information see: Disability Programs.
Forms and papers such as birth certificates, marriage certificates, W2 forms, tax returns, deeds, etc., submitted by individuals applying for benefits and services. We can accept only originals or copies certified by the agency that has the original document.
You can start getting Social Security retirement benefits as early as age 62 if you are insured, but your benefit amount will be less than you would have gotten if you waited until your full retirement age.
If you take retirement benefits early, your benefit will remain permanently reduced, based on the number of months you received benefits before you reached full retirement age.
|Early Retirement Age||Age 62. For more information read Retirement benefits by year of birth.|
|Earnings Record (lifetime record of earnings)||
A chronological history of the amount of money you earned each year during your working lifetime. The credits you earned remain on your Social Security record even when you change jobs or have no earnings.
|Evidence (Proofs)||The documents you must submit to support a factor of entitlement or payment amount. The people in your Social Security office can explain what evidence is required to establish entitlement and help you to get it. For more information see Evidence Required to Establish Right to Benefits.|
|Family Benefits (Dependent Benefits)||
Trò chơi có thưởngWhen you’re eligible for retirement or disability benefits, the following people may receive benefits on your record:
The maximum amount of benefits payable to an entire family on any one worker’s record.
Trò chơi có thưởngFICA stands for "Federal Insurance Contributions Act." It’s the tax withheld from your salary or self-employment income that funds the Social Security and Medicare programs.
|Full Retirement Age||
Trò chơi có thưởngThe age at which a person may first become entitled to full or unreduced benefits based on age.
For workers and spouses born in 1938 or later and widows/widowers born in 1940 or later, the full retirement age increases gradually from age 65 until it reaches age 67 for:
|Health Insurance (Medicare)||
The federal health insurance program for:
For more information, see Medicare Resources and the
If you worked and earned enough Social Security credits to be eligible for retirement or disability benefits or enable your dependents to be eligible for benefits due to your retirement, disability, or death, you have insured status. For more information, see How You Earn CreditsTrò chơi có thưởng (05-10072).
|Lawful Alien Status||
Refers to people admitted to the United States who are granted permanent authorization to work by the (USCIS) (formerly INS) or admitted to the United States on a temporary basis with USCIS (INS) authorization to work.
|Lifetime Earnings “Earnings Record”||
Trò chơi có thưởngA chronological history of the amount of money you earned each year during your working lifetime. The credits you earned remain on your Social Security record even when you change jobs or have no earnings.
|Lump Sum Death Payment||
A one-time payment of $255 paid in addition to any monthly survivors benefits that are due. This benefit is paid only to your widow/widower or minor children.
The maximum amount of earnings we can count in any calendar year when computing your Social Security benefit.
A joint federal and state program that helps with medical costs for people with low incomes and limited resources.
Trò chơi có thưởngMedicaid programs vary from state to state, but most health care costs are covered if you qualify for both Medicare and Medicaid. For more information see
See Health Insurance. For more information, see Medicare Resources and the
|Month of Election||
This usually applies to retirement claims. In certain situations, you can choose the month in which your benefits will start.
|Normal Retirement Age|
See Wage Earner.
|Nutrition Assistance Programs||
The United States Department of Agriculture program that helps needy families buy food. For more information see: Nutrition Assistance Programs (05-10100).
|OASDI (Old Age Survivors and Disability Insurance)||
Trò chơi có thưởngThe Social Security programs that provide monthly cash benefits to workers and their dependents when they retire, die, or become disabled.
|Payment Dates for Social Security Benefits||
If you applied for Social Security benefits before May 1, 1997, your payments usually are dated and delivered on the 3rd of the month following the month for which the payment is due. For example, payments for January are delivered on February 3rd.
If the 3rd of the month is a Saturday, Sunday, or federal holiday, your payments are dated and delivered on the first day before the 3rd of the month which is not a Saturday, Sunday, or federal holiday. For example, if the 3rd is a Saturday or Sunday, payments are delivered on the preceding Friday.
If you filed for Social Security benefits May 1, 1997, or later, you are assigned one of three new payment days based on date of birth:
If your scheduled Wednesday payment day is a federal holiday, we'll send your payment on the preceding day that is not a federal legal holiday.
For a schedule of benefit payment dates, see our payment calendar.
|Payment Dates for Supplemental Security Income (SSI) Payments||
SSI payments are usually dated and delivered on the first day of the month for which they are due. However, if the first falls on a Saturday, Sunday, or federal holiday, they are dated and delivered on the first day preceding the first of the month which is not a Saturday, Sunday, or federal holiday.
For a schedule of benefit payment dates, see our payment calendar.Trò chơi có thưởng
|PIA (Primary Insurance Amount)||
The monthly amount payable if you are a retired worker who begins receiving benefits at full retirement age or if you're disabled and have never received a retirement benefit reduced for age.
|Protective Filing Date||
The date you first contact us about filing for benefits. It may be used to establish an earlier application date than when we receive your signed application.
|QC (Quarter of Coverage)|
Months beginning with the first month you're entitled to reduced benefits up to, but not including, the month in which you reach full retirement age.
If you receive Social Security benefits or Supplemental Security Income (SSI) and become unable to handle your own financial affairs, we (after a careful investigation) appoint a relative, a friend, or an interested party to handle your Social Security matters.
Representative payees are required to maintain complete accounting records and periodically provide reports to Social Security. For additional information see Representative Payee Program.
|Retirement Age – Full Benefits||
Full retirement age was 65 for many years. However, beginning with the year 2000 (for workers and spouses born in 1938 or later, or widows or widowers born in 1940 or later), the retirement age increases gradually from age 65 until it reaches age 67 in the year 2022.
Trò chơi có thưởngFor additional information on full retirement ages and benefit amounts, see:
|Retirement Age – Minimum||
Trò chơi có thưởngThe minimum age for retirement—age 62 for workers, and age 60 for widows or widowers. You can choose a reduced benefit anytime before you reach full retirement age.
|Retirement Earnings Test||
If you receive monthly Social Security benefits before your full retirement age and work, your earnings from wages and/or self-employment cannot exceed a certain amount without reducing your monthly benefits. For more information, see How Work Affects Your BenefitsTrò chơi có thưởng (05-10069).
|Retroactive Benefits (Back Pay)||
Trò chơi có thưởngMonthly benefits that you may be entitled to before the month you actually apply, if you meet the requirements.
Money that is payable to you upon retirement if you have enough Social Security credits. For more information, see Retirement Benefits (05-10035) and Your Retirement Benefit: How It Is Figured (05-10070).
You are self-employed if you operate a trade, business or profession, either individually or as a partner, and have net earnings of $400 or more in a taxable year. For more information, see If You Are Self-Employed (05-10022).
Social Security is based on a simple concept: While you work, you pay taxes into the Social Security system, and when you retire or become disabled, you, your spouse, and your dependent children receive monthly benefits that are based on your reported earnings. Also, your survivors can collect benefits if you die. For more information read A Snapshot (05-10006).
|Social Security Number (Social Security Card)||
Your first and continuous link with Social Security is your nine-digit Social Security Number. It helps us to maintain an accurate record of your wages or self-employment earnings that are covered under the Social Security Act, and to monitor your record once you start getting Social Security benefits.
For more information, see Your Number and CardTrò chơi có thưởng (05-10002).
|Social Security Office||
Trò chơi có thưởngYou can call our toll-free telephone number, 1-800-772-1213, to receive Social Security services. Our TTY number is 1-800-325-0778. This toll-free telephone number service is available from 7 a.m. to 7 p.m. any business day. All calls are confidential.
See our for the address of your local office. In addition, many services are now available through the internet.Trò chơi có thưởng
Trò chơi có thưởngThere is no charge for any of our services.
You are the spouse of the worker if, when he or she applied for benefits:
|Supplemental Security Income (SSI)||
A federal supplemental income program funded by general tax revenues (not Social Security taxes). It helps aged, blind, and disabled people who have limited income and resources by providing monthly cash payments to meet basic needs for food, clothing, and shelter. For more information, see Supplemental Security Income (SSI).
Benefits based on your record (if you should die) are paid to your:
Trò chơi có thưởngAn ex-spouse could also be eligible for a widow/widower's benefit on your record.
A special one-time lump sum payment of $255 may be made to your spouse or minor children. For more information, see Survivors BenefitsTrò chơi có thưởng (05-10084).
A person who earns Social Security credits while working for wages or self-employment income. Sometimes referred to as the "Number Holder" or "Worker."
Trò chơi có thưởngAll payment for services performed for an employer. Wages do not have to be cash. The cash value of all compensation paid to an employee in any form other than cash is also considered wages, unless the form of payment is specifically not covered under the Social Security Act.
Trò chơi có thưởngYou are the widow/widower of the worker if, at the time he or she died:
The minimum age for widows benefits is 60, or 50 if disabled.
See Wage Earner.